Augustus provides a modular set of APIs to move money for both fiat and stablecoins. Each domain is a building block - use them independently or together depending on what you’re building. Most capabilities are available in both APIs. Where a feature is specific to one, it’s marked (Banking API) or (Payment Processor) below.Documentation Index
Fetch the complete documentation index at: https://docs.augustus.com/llms.txt
Use this file to discover all available pages before exploring further.
Incoming payments
Accept funds from your users, customers, or partners.- Open Banking (Payment Processor) - power instant bank checkout flows where customers authorize payment in their bank in real time. Learn more.
- Manual Bank Transfer (Payment Processor) - let customers send funds on their own schedule, with automatic reconciliation against an expected amount and reference. Learn more.
- Deposits - receive funds directly to an account’s payment details (IBAN, sort code, ABA, or wallet address) without per-payment setup. Learn more.
- Virtual Accounts (Banking API) - issue named accounts to your customers with payment details in their name for streamlined reconciliation. Learn more.
Outgoing payments
Send money from your account to users, partners, or external accounts.- Payouts - send funds to a bank account or crypto wallet. Use them for one-off transfers, customer withdrawals, supplier payments, or payroll. Learn more.
- Returns - send a deposit back to its original sender. Both APIs support full returns; the Banking API also auto-initiates returns for unmatched deposits. Learn more.
- Refunds (Payment Processor) - return a previous Open Banking or Manual Bank Transfer payment to the customer. Supports full or partial refunds. Learn more.
- Settlements - sweep your balance to a pre-defined external bank account or wallet on a schedule or on demand. Optionally convert between currencies as part of the sweep. Learn more.
Accounts and balances
Hold funds in multiple currencies and chains, and track every movement.- Operating Accounts - your treasury accounts for holding fiat balances. Each has its own payment details (IBAN, sort code, ABA). Learn more.
- Stablecoin Wallets - your crypto wallets for holding stablecoin balances on supported chains. Learn more.
- Balances - available and pending funds on each account. Learn more.
- Transactions - the ledger of every credit and debit, useful for reconciliation and reporting. Learn more.
Currency conversion
Swap between currencies instantly, within or between fiat and stablecoins.- Fiat ↔ Stablecoin for on- / off-ramping (e.g. EUR ↔ USDC, USD ↔ USDC). Learn more.
- Fiat ↔ Fiat for cross-border flows.
- Stablecoin ↔ Stablecoin for treasury operations.