- Working Capital Loans — committed credit lines against your invoices and incoming payments.
- Margin Loans — borrow USD against your bitcoin and digital assets.
Loans are available to institutional clients and subject to underwriting. Thresholds, rates, advance rates, and cure windows are set in your loan agreement.
Working Capital Loans
A committed credit line against your eligible invoices or incoming payments — draw when you need it, without waiting for pending transactions to settle.1
Establish your line
Augustus reviews your receivables and commits a credit line with an advance rate against eligible collateral. Your available capacity updates as invoices and incoming payments are verified.
2
Draw
Request a draw against your available capacity. Funds are credited to your Augustus DDA, ready for payouts or internal transfers.
3
Repay
Inbound transactions repay drawn balances instantly, reducing operational overhead and minimising financing costs.
Margin Loans
Borrow USD against digital asset collateral held in qualified custody with Augustus. Collateral is segregated and never rehypothecated.1
Post collateral
Transfer digital assets to your dedicated collateral account at Augustus — a segregated account under your profile with its own deposit address, separate from your operating wallets.
2
Receive funds
Once collateral is confirmed, USD is disbursed to your Augustus DDA and available for use.
3
Manage your loan
Track your loan-to-value ratio (LTV), outstanding balance, and accrued interest in the Dashboard. Top up collateral or request a release of excess collateral instantly.
4
Repay
Interest accrues daily and is collected monthly from your nominated DDA. All remaining collateral is released upon repayment of the facility.