Off-ramp

Convert USDC into fiat and pay it out to a bank account in two steps:

Create a conversion.
Create a payout.

Supported currencies

Stablecoins: USDC on Ethereum, Solana, Polygon.
Fiat: EUR, GBP, USD.

Minimum off-ramp amount: 10 units of source currency.

Steps

Account IDs are shown in the Dashboard under Accounts → Details.

Deposit USDC to your stablecoin wallet

Find your chain and address in the Dashboard under Accounts → select wallet account → Linked wallets. Send USDC only from a linked wallet.

Verify your stablecoin balance

2026-05-01
2023-01-01

import Augustus from '@augustusbank/typescript-sdk'

const client = new Augustus()
const balance = await client.accounts.retrieveBalance('your-usdc-account-id')

GET /v1/accounts/{id}/balance in the API Reference →

import Ivy from '@getivy/node-sdk'

const client = new Ivy()
const balance = await client.balance.retrieve({ currency: 'USDC' })

POST /api/service/balance/retrieve in the API Reference →

Get a quote

2026-05-01
2023-01-01

import Augustus from '@augustusbank/typescript-sdk'

const client = new Augustus()
const quote = await client.quotes.indicative.retrieve({
  source_currency: 'USDC',
  target_currency: 'EUR',
  source_amount: '100',
})

GET /v1/quotes/indicative in the API Reference →

import Ivy from '@getivy/node-sdk'

const client = new Ivy()
const rate = await client.fx.retrieveRate({
  sourceCurrency: 'USDC',
  targetCurrency: 'EUR',
  sourceAmount: '100',
})

POST /api/service/fx/retrieve-rate in the API Reference →

Execute the conversion

2026-05-01
2023-01-01

import Augustus from '@augustusbank/typescript-sdk'

const client = new Augustus()
const conversion = await client.conversions.create({
  source_account_id: 'your-usdc-account-id',
  target_account_id: 'your-eur-account-id',
  source_amount: '100',
})

POST /v1/conversions in the API Reference →

import Ivy from '@getivy/node-sdk'

const client = new Ivy()
const fx = await client.fx.execute({
  sourceAccountId: 'your-usdc-account-id',
  targetAccountId: 'your-eur-account-id',
  sourceAmount: '100',
})

POST /api/service/fx/execute in the API Reference →

Wait for the conversion to complete

Conversions are asynchronous. Poll or subscribe to webhooks.

2026-05-01
2023-01-01

const result = await client.conversions.retrieve(conversionId)
if (result.status !== 'completed') {
  // still pending or failed
}

GET /v1/conversions/{id} in the API Reference →

const fx = await client.fx.retrieve({ fxId })
if (fx.status !== 'succeeded') {
  // still initiated or failed
}

POST /api/service/fx/retrieve in the API Reference →

Pay out fiat to a bank account

2026-05-01
2023-01-01

import Augustus from '@augustusbank/typescript-sdk'

const client = new Augustus()
const payout = await client.payouts.create({
  source_account_id: 'your-eur-account-id',
  amount: '100',
  currency: 'EUR',
  reference: 'Off-ramp payout',
  destination: {
    type: 'iban',
    iban: 'DE89370400440532013000',
    account_holder_name: 'Acme Ltd',
  },
})

POST /v1/payouts in the API Reference →

import Ivy from '@getivy/node-sdk'

const client = new Ivy()
const payout = await client.payouts.create({
  amount: 100,
  currency: 'EUR',
  destination: {
    type: 'beneficiary',
    financialAddress: {
      type: 'iban',
      iban: {
        accountHolderName: 'Acme Ltd',
        iban: 'DE89370400440532013000',
      },
    },
  },
})

POST /api/service/payout in the API Reference →

Track the payout

Monitor in the Dashboard or via webhooks. Funds usually arrive within minutes. Delivery can take up to 2 business days depending on the receiving bank.

Basics

Accounts

Incoming Payments

Outgoing Payments

On- / Off-Ramp

Loans

Supported currencies

Steps

​Supported currencies

​Steps

Supported currencies

Steps