Idempotency key for safe retries. Reusing a key with an identical request body returns the cached response. Reusing a key with a different body returns 409.
New beneficiary details replacing the current values. The shape must match the existing account holder's holder_type: use Business for a business holder; otherwise use US individual when country_of_citizenship is US, and Non-US individual for any other country.
Beneficiary details used to create this account holder. Which shape is returned follows country_of_citizenship: US individual when it is US, Non-US individual for any other country, Business when holder_type is business.
Set of up to 50 key-value string pairs you can attach to store structured information, such as correlating this resource with an object in your own system. Keys may be up to 40 characters and values up to 500 characters.
ISO 8601 UTC timestamp when the account holder was created.
Example:
"2026-01-15T10:30:00Z"
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The shape must match the existing account holder's `holder_type`: use **Business** for a business holder; otherwise use **US individual** when `country_of_citizenship` is `US`, and **Non-US individual** for any other country.","required":["legal_business_name","registered_address","physical_address","registration_number","year_of_incorporation","state_of_incorporation","country_of_incorporation","beneficial_owners","control_person"],"properties":{"legal_business_name":{"type":"string","minLength":1,"maxLength":255,"description":"Full legal name of the business.","example":"Acme Sandbox Ltd.","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.legal_business_name","typeLabel":"string"},"registered_address":{"oneOf":[{"type":"object","title":"US address","description":"Registered legal address of the business. **US address** requires `country_code: US` and a two-letter `state`. **Non-US address** accepts any other country and allows `state` to be 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object"},{"type":"object","title":"ITIN","description":"Government-issued identification with type: \"ssn\" (Social Security Number, format ###-##-####) or \"itin\" (Individual Taxpayer ID, format 9##-##-####).","required":["type","value"],"properties":{"type":{"type":"string","enum":["itin"],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.0.identification.oneOf.1.type","typeLabel":"enum\u003cstring>"},"value":{"type":"string","pattern":"^9\\d{2}-\\d{2}-\\d{4}$","example":"912-34-5678","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.0.identification.oneOf.1.value","typeLabel":"string"}},"additionalProperties":false,"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.0.identification.oneOf.1","typeLabel":"ITIN · object"}],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.0.identification","typeLabel":"SSN · object | ITIN · object"},"country_of_citizenship":{"type":"string","description":"ISO 3166-1 alpha-2 country code of citizenship.","enum":["US"],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.0.country_of_citizenship","typeLabel":"enum\u003cstring>"},"title":{"type":"string","minLength":1,"maxLength":255,"description":"Role of the control person at the business (e.g., \"CEO\", \"President\", \"Managing Director\").","example":"CEO","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.0.title","typeLabel":"string"}},"additionalProperties":false,"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.0","typeLabel":"object"},{"type":"object","description":"Individual with primary responsibility for controlling, managing, or directing the business. Follows the same US / non-US split as `beneficiary_data`, based on the control person's own `country_of_citizenship`.","required":["legal_name","residential_address","date_of_birth","identification","country_of_citizenship","title"],"properties":{"legal_name":{"type":"string","minLength":1,"maxLength":255,"description":"Full legal name of the account holder.","example":"Jordan Rivera","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.legal_name","typeLabel":"string"},"residential_address":{"oneOf":[{"type":"object","title":"US address","description":"Residential address of the account holder. **US address** requires `country_code: US` and a two-letter `state`. **Non-US address** accepts any other country and allows `state` to be null.","required":["line_1","city","state","postal_code","country_code"],"properties":{"line_1":{"type":"string","minLength":1,"maxLength":255,"description":"Primary street address.","example":"548 Market 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3166-1 alpha-2 country code.","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address.oneOf.1.country_code","typeLabel":"enum\u003cstring>"},"line_2":{"oneOf":[{"type":"string","maxLength":255,"description":"Secondary street address, or null if not recorded.","example":"Apartment 4B","uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address.oneOf.1.line_2.oneOf.0","typeLabel":"string"},{"type":"null","maxLength":255,"description":"Secondary street address, or null if not recorded.","example":"Apartment 4B","uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address.oneOf.1.line_2.oneOf.1","typeLabel":"null"}],"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address.oneOf.1.line_2","typeLabel":"string | null"},"state":{"oneOf":[{"type":"string","description":"State, province, or region, or null if not recorded.","example":"Berlin","uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address.oneOf.1.state.oneOf.0","typeLabel":"string"},{"type":"null","description":"State, province, or region, or null if not recorded.","example":"Berlin","uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address.oneOf.1.state.oneOf.1","typeLabel":"null"}],"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address.oneOf.1.state","typeLabel":"string | null"}},"additionalProperties":false,"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address.oneOf.1","typeLabel":"Non-US address · object"}],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.residential_address","typeLabel":"US address · object | Non-US address · object"},"date_of_birth":{"type":"string","format":"date","description":"Date of birth as an ISO 8601 calendar date (YYYY-MM-DD).","example":"1990-01-15","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.date_of_birth","typeLabel":"string\u003cdate>"},"identification":{"type":"object","properties":{"type":{"type":"string","enum":["id"],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.identification.type","typeLabel":"enum\u003cstring>"},"value":{"type":"string","minLength":1,"example":"X1234567","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.identification.value","typeLabel":"string"}},"required":["type","value"],"additionalProperties":false,"description":"Government-issued identification with type: \"id\" (generic government-issued 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3166-1 alpha-2 country code of citizenship.","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.country_of_citizenship","typeLabel":"enum\u003cstring>"},"title":{"type":"string","minLength":1,"maxLength":255,"description":"Role of the control person at the business (e.g., \"CEO\", \"President\", \"Managing Director\").","example":"CEO","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1.title","typeLabel":"string"}},"additionalProperties":false,"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person.oneOf.1","typeLabel":"object"}],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.2.control_person","typeLabel":"object"},"doing_business_as":{"oneOf":[{"type":"string","minLength":1,"maxLength":255,"description":"Trade name the business operates under, if different from the legal name.","example":"Acme 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Francisco","state":"CA","postal_code":"94103","country_code":"US","line_2":"Apartment 4B"},"date_of_birth":"1990-01-15","identification":{"type":"ssn","value":"123-45-6789"},"country_of_citizenship":"US"}}}},"exampleType":"generated"}},"exampleType":"generated"},"responses":{"ef70cd3d-d9c4-442d-845d-a3a57033beab":{"description":"The updated account holder resource","content":{"application/json":{"schema":{"type":"object","properties":{"id":{"type":"string","pattern":"^[0-9a-fA-F]{24}$","description":"Unique identifier of the account holder.","example":"68e0a1b2c3d4e5f60718293a","isRequired":true,"uniqueKey":"id","typeLabel":"string"},"type":{"type":"string","description":"Resource type discriminator.","enum":["account_holder"],"isRequired":true,"uniqueKey":"type","typeLabel":"enum\u003cstring>"},"holder_type":{"type":"string","enum":["natural_person","business"],"description":"Type of the account 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Which shape is returned follows `country_of_citizenship`: **US individual** when it is `US`, **Non-US individual** for any other country, **Business** when `holder_type` is `business`.","required":["legal_name","residential_address","date_of_birth","identification","country_of_citizenship"],"properties":{"legal_name":{"type":"string","minLength":1,"maxLength":255,"description":"Full legal name of the account holder.","example":"Jordan Rivera","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.legal_name","typeLabel":"string"},"residential_address":{"oneOf":[{"type":"object","title":"US address","description":"Residential address of the account holder. **US address** requires `country_code: US` and a two-letter `state`. **Non-US address** accepts any other country and allows `state` to be null.","required":["line_1","line_2","city","state","postal_code","country_code"],"properties":{"line_1":{"type":"string","minLength":1,"maxLength":255,"description":"Primary street 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4B","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.residential_address.oneOf.1.line_2.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.residential_address.oneOf.1.line_2","typeLabel":"string | null"},"city":{"type":"string","minLength":1,"maxLength":255,"description":"City or locality.","example":"Berlin","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.residential_address.oneOf.1.city","typeLabel":"string"},"state":{"oneOf":[{"type":"string","description":"State, province, or region, or null if not recorded.","example":"Berlin","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.residential_address.oneOf.1.state.oneOf.0","typeLabel":"string"},{"type":"null","description":"State, province, or region, or null if not 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9##-##-####).","required":["type","value"],"properties":{"type":{"type":"string","enum":["itin"],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.identification.oneOf.1.type","typeLabel":"enum\u003cstring>"},"value":{"type":"string","pattern":"^9\\d{2}-\\d{2}-\\d{4}$","example":"912-34-5678","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.identification.oneOf.1.value","typeLabel":"string"}},"additionalProperties":false,"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.identification.oneOf.1","typeLabel":"ITIN · object"}],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.identification","typeLabel":"SSN · object | ITIN · object"},"country_of_citizenship":{"type":"string","description":"ISO 3166-1 alpha-2 country code of citizenship.","enum":["US"],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0.country_of_citizenship","typeLabel":"enum\u003cstring>"}},"additionalProperties":false,"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.0","typeLabel":"US 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Which shape is returned follows `country_of_citizenship`: **US individual** when it is `US`, **Non-US individual** for any other country, **Business** when `holder_type` is `business`.","required":["legal_name","residential_address","date_of_birth","identification","country_of_citizenship"],"properties":{"legal_name":{"type":"string","minLength":1,"maxLength":255,"description":"Full legal name of the account holder.","example":"Jordan Rivera","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.1.legal_name","typeLabel":"string"},"residential_address":{"oneOf":[{"type":"object","title":"US address","description":"Residential address of the account holder. **US address** requires `country_code: US` and a two-letter `state`. **Non-US address** accepts any other country and allows `state` to be null.","required":["line_1","line_2","city","state","postal_code","country_code"],"properties":{"line_1":{"type":"string","minLength":1,"maxLength":255,"description":"Primary street 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(YYYY-MM-DD).","example":"1990-01-15","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.1.date_of_birth","typeLabel":"string\u003cdate>"},"identification":{"type":"object","properties":{"type":{"type":"string","enum":["id"],"isRequired":true,"uniqueKey":"beneficiary_data.oneOf.1.identification.type","typeLabel":"enum\u003cstring>"},"value":{"type":"string","minLength":1,"example":"X1234567","isRequired":true,"uniqueKey":"beneficiary_data.oneOf.1.identification.value","typeLabel":"string"}},"required":["type","value"],"additionalProperties":false,"description":"Government-issued identification with type: \"id\" (generic government-issued 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