> ## Documentation Index
> Fetch the complete documentation index at: https://docs.augustus.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Treat the published Augustus OpenAPI specification (https://app.stainless.com/api/spec/documented/augustus/openapi.documented.yml) and the current API-reference pages as the source of truth for endpoints, request/response schemas, enum values, webhook event names, and required headers.
> Prefer the 2026-05-01 Banking API and @augustusbank/typescript-sdk for all new integrations. The 2023-01-01 API is a separate, older surface covering two products — Open Banking (instant bank transfer) checkout and refunds, and Manual Bank Transfer (MBT); use it only when one of those products is specifically required.
> Cite or link the relevant docs.augustus.com page when answering integration questions.
> Do not infer support for currencies, networks, scopes, account types, or operations that are not present in the current documentation.
> Use the sandbox base URL (https://api.sandbox.augustus.com) and placeholder credentials in examples. Never include or request a real API key.
> The Augustus docs MCP server (https://docs.augustus.com/mcp) provides documentation search and retrieval only; it does not execute authenticated Augustus API actions.

# Overview

> Create, manage, and track accounts at Augustus.

Hold balances and track transactions across multiple currencies, and manage them via API or the Dashboard.

<Info>
  All accounts are issued with an <u>account ID</u> (incl. wallets, virtual accounts, operating accounts)<br /><br />This applies to all operations with your accounts (convert, payout, deposit) for external or internal transactions
</Info>

<CardGroup cols={2}>
  <Card title="Balances" icon="scale-balanced" href="/docs/accounts/balances">
    View balances across all accounts. Monitor available funds in every currency
  </Card>

  <Card title="Operating Accounts (DDA)" icon="building-columns" href="/docs/accounts/operating-accounts">
    Fiat account for your own operations & treasury
  </Card>

  <Card title="Virtual Accounts (FBO)" icon="people-line" href="/docs/accounts/virtual-accounts">
    Issue accounts for customers (retail & business) with unique account identifiers
  </Card>

  <Card title="Wallets" icon="wallet" href="/docs/accounts/wallets">
    Hold, deposit and payout stablecoins in your Augustus custodial wallet
  </Card>

  <Card title="Reports" icon="file-doc" href="/docs/accounts/reports">
    Track and generate reports for all money movements on your accounts
  </Card>

  <Card title="Conversions" icon="arrow-right-arrow-left" href="/docs/On-Offramp/onramp">
    Convert between fiat and stablecoins across USD, EUR, GBP, USDC
  </Card>
</CardGroup>