> ## Documentation Index
> Fetch the complete documentation index at: https://docs.augustus.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Access banking data securely through our Data API

Our Data API enables you to securely access and analyze banking data from your customer's financial accounts through secure Account Information Service APIs. This API allows you to retrieve account details, balances, and transaction history.

## Overview

The Data API provides a comprehensive suite of endpoints to:

* Retrieve account details and balances
* Access transaction history
* Get account holder information

<Note>
  All data access requires explicit customer consent and follows strict
  regulatory requirements of PSD2 and GDPR.
</Note>

## Key Features

### Account Data

<CardGroup>
  <Card title="Account Details" icon="circle-info">
    Get detailed account information including account type, bank,
    identifiers and account holder name (if available)
  </Card>

  <Card title="Real-time Balances" icon="scale-balanced">
    Access and refresh current and available balances across all connected accounts
  </Card>

  <Card title="Transaction History" icon="clock-rotate-left">
    Retrieve detailed transaction data including amounts, timestamps, and
    references
  </Card>
</CardGroup>

### Simple Customer Flow

<CardGroup>
  <Card title="Data Sessions" icon="check">
    Create a data session to let Augustus take care of the complexity of authentication flows for \~5000 banks.
  </Card>

  <Card title="Secure Bank Connections" icon="lock">
    Customer data is securely accessed with bank-level security and according to PSD2 and GDPR.
  </Card>

  <Card title="Returning Customers" icon="user">
    Leverage Augustus' customer network to simplify returning customer journeys across Account Information and Payment Initiation flows.
  </Card>
</CardGroup>

## Getting Started

To start using the Data API, you'll need to:

<Steps>
  <Step title="Register Your Application">
    Create an application in our developer portal and get your API credentials
  </Step>

  <Step title="Implement User Journey">
    Add our consent flow to your application to enable secure bank connections
  </Step>

  <Step title="Start Making Requests">
    Begin retrieving account and transaction data through our API endpoints
  </Step>
</Steps>