> ## Documentation Index
> Fetch the complete documentation index at: https://docs.augustus.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Treat the published Augustus OpenAPI specification (https://app.stainless.com/api/spec/documented/augustus/openapi.documented.yml) and the current API-reference pages as the source of truth for endpoints, request/response schemas, enum values, webhook event names, and required headers.
> Prefer the 2026-05-01 Banking API and @augustusbank/typescript-sdk for all new integrations. The 2023-01-01 API is a separate, older surface covering two products — Open Banking (instant bank transfer) checkout and refunds, and Manual Bank Transfer (MBT); use it only when one of those products is specifically required.
> Cite or link the relevant docs.augustus.com page when answering integration questions.
> Do not infer support for currencies, networks, scopes, account types, or operations that are not present in the current documentation.
> Use the sandbox base URL (https://api.sandbox.augustus.com) and placeholder credentials in examples. Never include or request a real API key.
> The Augustus docs MCP server (https://docs.augustus.com/mcp) provides documentation search and retrieval only; it does not execute authenticated Augustus API actions.

# Create payout

> Creates a new payout.



## OpenAPI

````yaml https://app.stainless.com/api/spec/documented/augustus/openapi.documented.yml post /v1/payouts
openapi: 3.1.0
info:
  title: Augustus Banking API
  description: Augustus Banking API
  version: 0.1.0
  contact:
    name: Augustus
    url: https://docs.augustus.com
    email: developer@augustus.com
servers:
  - url: https://api.augustus.com
    description: Production
  - url: https://api.sandbox.augustus.com
    description: Sandbox
security:
  - BearerAuth: []
tags: []
paths:
  /v1/payouts:
    post:
      tags:
        - Payouts
      summary: Create payout
      description: Creates a new payout.
      operationId: PayoutsController_create
      parameters:
        - name: Idempotency-Key
          in: header
          description: >-
            Idempotency key for safe retries. Reusing a key with an identical
            request body returns the cached response. Reusing a key with a
            different body returns 409.
          required: true
          schema:
            type: string
      requestBody:
        required: true
        description: Payout creation parameters
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreatePayoutBodyDto'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PayoutResourceDto'
      x-codeSamples:
        - lang: JavaScript
          source: |-
            import Augustus from '@augustusbank/typescript-sdk';

            const client = new Augustus({
              apiKey: process.env['AUGUSTUS_API_KEY'], // This is the default and can be omitted
            });

            const payout = await client.payouts.create({
              amount: 'amount',
              currency: 'EUR',
              destination: {
                account_holder_name: 'account_holder_name',
                iban: 'iban',
                type: 'iban',
              },
              reference: 'reference',
              source_account_id: '182bd5e5-6e1a-4fe4-a799-aa6d9a6ab26e',
            });

            console.log(payout.id);
components:
  schemas:
    CreatePayoutBodyDto:
      type: object
      properties:
        source_account_id:
          description: ID of the account to debit.
          type: string
          format: uuid
          pattern: >-
            ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000)$
        amount:
          description: Amount as a string decimal (e.g. "100.50").
          type: string
        currency:
          description: Currency for the payout.
          type: string
          enum:
            - EUR
            - GBP
            - USD
            - USDC
        destination:
          description: Bank account or crypto wallet to send funds to.
          anyOf:
            - title: IBAN
              type: object
              properties:
                type:
                  description: Discriminator for IBAN financial address.
                  type: string
                  enum:
                    - iban
                iban:
                  description: International Bank Account Number.
                  type: string
                account_holder_name:
                  description: Name of the account holder.
                  type: string
                bic:
                  description: Bank Identifier Code.
                  type: string
              required:
                - type
                - iban
                - account_holder_name
              additionalProperties: false
            - $ref: '#/components/schemas/SortCodeFinancialAddress'
            - $ref: '#/components/schemas/AbaFinancialAddress'
            - $ref: '#/components/schemas/CryptoWalletFinancialAddress'
        rail:
          description: Payment rail. It is enforced when provided, otherwise auto-selected.
          type: string
          enum:
            - sepa_instant
            - sepa
            - faster_payments
        reference:
          description: Payment reference.
          type: string
          maxLength: 140
        metadata:
          description: Key-value pairs stored with the payout.
          type: object
          additionalProperties:
            type: string
      required:
        - source_account_id
        - amount
        - currency
        - destination
        - reference
      additionalProperties: false
    PayoutResourceDto:
      type: object
      properties:
        id:
          description: Unique identifier of the payout.
          type: string
        type:
          description: Resource type discriminator.
          type: string
          enum:
            - payout
        status:
          description: Current status of the payout.
          type: string
          enum:
            - pending
            - paid
            - failed
            - returned
        source_account_id:
          description: ID of the account that was debited.
          type: string
        amount:
          description: Amount as a string decimal (e.g. "100.50").
          type: string
        currency:
          description: Currency code (ISO 4217 currency code or crypto currency code).
          type: string
          enum:
            - EUR
            - GBP
            - USD
            - USDC
        destination:
          description: Bank account or crypto wallet the payout was sent to.
          anyOf:
            - $ref: '#/components/schemas/IbanFinancialAddress'
            - $ref: '#/components/schemas/SortCodeFinancialAddress'
            - $ref: '#/components/schemas/AbaFinancialAddress'
            - $ref: '#/components/schemas/CryptoWalletFinancialAddress'
        reference:
          description: Payment reference.
          type: string
        failure:
          type: object
          properties:
            code:
              description: Failure code.
              type: string
              enum:
                - account_closed
                - account_blocked
                - insufficient_funds
                - invalid_account_format
                - invalid_instruction
                - invalid_amount
                - invalid_time
                - duplicate_transaction
                - payee_verification_failed
                - system_error
                - provider_system_error
                - rejected_by_correspondent_bank
                - blocked_by_review
                - unknown
            message:
              description: Human-readable description of the failure.
              type: string
            retry:
              description: Whether the payout can be retried.
              type: boolean
          required:
            - code
            - message
            - retry
          additionalProperties: false
          description: Failure details when status is failed, otherwise null.
          nullable: true
        metadata:
          description: Key-value pairs stored with the payout.
          type: object
          additionalProperties:
            type: string
        created_at:
          description: ISO 8601 UTC timestamp when the payout was created.
          type: string
          format: date-time
          pattern: >-
            ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))T(?:(?:[01]\d|2[0-3]):[0-5]\d(?::[0-5]\d(?:\.\d+)?)?(?:Z))$
        updated_at:
          description: ISO 8601 UTC timestamp when the payout was last updated.
          type: string
          format: date-time
          pattern: >-
            ^(?:(?:\d\d[2468][048]|\d\d[13579][26]|\d\d0[48]|[02468][048]00|[13579][26]00)-02-29|\d{4}-(?:(?:0[13578]|1[02])-(?:0[1-9]|[12]\d|3[01])|(?:0[469]|11)-(?:0[1-9]|[12]\d|30)|(?:02)-(?:0[1-9]|1\d|2[0-8])))T(?:(?:[01]\d|2[0-3]):[0-5]\d(?::[0-5]\d(?:\.\d+)?)?(?:Z))$
      required:
        - id
        - type
        - status
        - source_account_id
        - amount
        - currency
        - destination
        - reference
        - failure
        - metadata
        - created_at
        - updated_at
      additionalProperties: false
    SortCodeFinancialAddress:
      title: UK Sort Code
      type: object
      properties:
        type:
          description: Discriminator for UK sort code financial address.
          type: string
          enum:
            - sort_code
        sort_code:
          description: UK sort code (6 digits).
          type: string
        account_number:
          description: UK account number (8 digits).
          type: string
        account_holder_name:
          description: Name of the account holder.
          type: string
      required:
        - type
        - sort_code
        - account_number
        - account_holder_name
      additionalProperties: false
    AbaFinancialAddress:
      title: ABA
      type: object
      properties:
        type:
          description: Discriminator for ABA wire financial address.
          type: string
          enum:
            - aba
        routing_number:
          description: ABA routing number (9 digits).
          type: string
        account_number:
          description: Bank account number.
          type: string
        account_holder_name:
          description: Name of the account holder.
          type: string
      required:
        - type
        - routing_number
        - account_number
        - account_holder_name
      additionalProperties: false
    CryptoWalletFinancialAddress:
      title: Wallet
      type: object
      properties:
        type:
          description: Discriminator for crypto wallet financial address.
          type: string
          enum:
            - crypto_wallet
        address:
          description: Wallet address on the specified blockchain.
          type: string
        blockchain:
          description: Blockchain network for the crypto wallet.
          type: string
          enum:
            - bitcoin
            - ethereum
            - solana
            - polygon
            - bitcoin_testnet4
            - ethereum_sepolia
            - solana_devnet
            - polygon_amoy
      required:
        - type
        - address
        - blockchain
      additionalProperties: false
    IbanFinancialAddress:
      title: IBAN
      type: object
      properties:
        type:
          description: Discriminator for IBAN financial address.
          type: string
          enum:
            - iban
        iban:
          description: International Bank Account Number.
          type: string
        account_holder_name:
          description: Name of the account holder.
          type: string
        bic:
          type: string
          description: Bank Identifier Code, or null if not provided.
          nullable: true
      required:
        - type
        - iban
        - account_holder_name
        - bic
      additionalProperties: false
  securitySchemes:
    BearerAuth:
      scheme: bearer
      bearerFormat: JWT
      type: http
      description: Bearer token for authentication with Augustus Banking API

````